So you’ve finally mastered excel and established a budget that works for you! Only problem is, you still seem to end up short each month without really understanding how! Trust me, it happens to the best of us! With most of us using debit cards for our monthly bills as well as miscellaneous and household expenses, the lines of how much money to spend on what can become very blurred! This is why I absolutely LOVE the envelope system! What Is The Envelope System? The envelope system is simply a budgeting method in which