When people think about “getting their credit together” they usually call on the assistance of a credit repair specialist without fully understanding what services they actually need. A low credit score can be the result of several different factors, and while credit repair may help you achieve your goals, it’s important to understand that credit repair and credit building are not one in the same! With that being said, there will be certain things that a credit repair specialist just can’t do for you! What is Credit Repair? Credit Repair is simply the process
So you don’t have any collections, late payments, or charged off accounts on your credit, but you still struggle being approved for any loans or credit accounts? If you find yourself constantly getting denied for credit, then you may need to focus on building positive credit history. I know most people are asking, “Well, how am I supposed to do that when I can’t get approved for anything???” To start building credit, or even rebuilding, you will have to start with some unconventional ways first. Credit Building Accounts Apply for a Credit Builder Loan.