How to Save, Pay Debt, and Maintain Bills on a Stretched Budget

This is a question that I get a lot, “How do I save, maintain my monthly expenses, and paydown debt at the same time! When you are drowning in debt while trying to pay your monthly bills it can seem like an impossible task to keep your head above water and saving seems out of the question!  I know many have trouble prioritizing what to they should be paying first or if they should be saving at all while in debt.  Sometimes it can be discouraging getting advice to just  “budget” and “cut back your